SRI

Socially Responsible Investing

Sustainable, responsible, and impact investing (SRI), which is a discipline that avoids or favors certain investments for moral or ethical reasons, has become big business, with an increasingly wide range of options for investors. SRI consists of three main parts: screened investing, shareholder advocacy, and community investing. In the 1970’s, a new era was emerging

Human Capital

Investing in Human Capital

It’s always a “smart” investment strategy… When trying to establish an individual’s net worth, most people think first and foremost about financial capital—how much someone’s house is worth or how much money he or she has in the bank. There is, however, a second component to personal and professional value that’s a little more difficult

Saving Plan

Savings Limits

Penny-Pinching Consumers The economy has spurred Americans to save money any which way they can. Here’s where we’re pinching pennies: Purchasing more generic brands  63% Brown-bagging lunch  45% Going to the hairdresser or barber less  39% Cancelling one or more magazine subscriptions  33% Cutting down on dry cleaning  22% No longer purchasing morning coffee  21%

Budgeting

Smart Spring Cleaning

Now that the weather has finally begun to show signs of spring, it seems a natural inclination for many of us to look around our homes and begin some cleaning, organizing, sorting out and donating. There is a lot to be said for the psychological impact of a clean and tidy homestead, but these activities

Post Holiday Blues

Post Holiday Blues

Welcome! Welcome to the first issue of Smart Spending! Based on our client conversations, APC is launching a newsletter specifically targeted to provide information and ideas on better budgeting, goal setting, money psychology and, well, smarter spending decisions. As always, we welcome and encourage any feedback or ideas for specific questions that we can address