TAX CHANGES IN 2021? Maybe. One of the possible implications of a change in the White House is tax regulations. Americans, blue or red, are asking the same question: are my taxes going to change? Joe Biden’s victory could spell changes in income, payroll, estate, and...
election year
Stay Calm and Prepare for Another Wave of Pandemic Panic
Election Day is over. The sun rose the following morning. The stock market did not crash. So our attention has turned back to the pandemic. A second wave of the virus is surging across the nation. To wit, I was hospitalized (non-COVID) in June at the University of...
Hang in There, Things Will Get Better
Several weeks ago, I (virtually) attended the Vanguard Advisor Symposium. Sidebar: One of the unexpected silver linings to the COVID pandemic has been access to great meetings without the hassle and expense of air travel and hotels. The event kicked off with a...
What Should I Do With My Money? It Depends…
From the perspective of personal financial planning, the answer to many of life’s complexities is, “It depends.” Of course, we all prefer black and white answers to important questions. But “It depends” fails to give us any certainty of outcomes. Here are some common...
How Will the Presidential Election Impact My Financial Plan?
Consider these election headlines: “Should you hoard cash before the election?" "This election could help make or break your retirement." "The nastiest election of our lifetime." "A Trump win will tank the market.” Were these headlines published last week? No, they...