Fair doesn’t always mean equal when distributing wealth Paul Fain, CFP®   When the final bell tolls, how much money do you want to leave to your children? How much is too much? How much is too little? It is almost a rhetorical question since there isn’t a right or wrong answer. Years ago, I

The key to financial security? It comes back to budgeting Paul Fain, CFP®   A global economic slowdown and raging inflation have many households examining their spending choices. In good times and bad, budgeting is perhaps the most important tool to help you reach the goals in your personal financial plan. According to a 2020

Elder care hits hard; seek insurance advice and plan early Paul Fain, CFP®   “Old age comes at a bad time! When you finally know everything, you start to forget everything you know.” (source unknown) The Grand Dame of our family (we’ll call her “Ella”), 93 years old, has had a rough past five years:

Inflation is challenging. Take a breath and re-balance your investment portfolio Paul Fain, CFP®   “I will survive!” sang Gloria Gaynor in the 1970s. Back then, it could have been a battle cry: Oil prices surged, inflation peaked at 14%, and the U.S. stock market plunged 45%. Almost 50 years later, we are facing challenges

Here are some smart financial planning moves for your spring ‘cleaning’ Paul Fain, CFP®   A few weeks ago, we cleaned out and reorganized our bedroom closet and our garage. The annual spring ritual leaves us feeling better and a few dollars richer as we gave away some clothes, shoes and coats and sold some

War is emotional, but rarely impactful on company profits Paul Fain, CFP®   There is a humanitarian crisis in Ukraine. The loss of life is tragic and disturbing. And it is OK to wonder, “What does this mean for my investments?” Our financial planning firm recently hosted a current events webinar with Apollo Lupescu, Ph.D., vice president