Here’s how to develop a gold-medal financial plan in 2021 | Paul Fain, CFP®   This summer, I have taken up competitive swimming (for folks over age 50). As a rookie, I never realized how many components are involved in a gold-medal performance. For example, Olympic swimmers have excellent stroke technique, strength, endurance; as well as,

Investment Themes for the Next 10 Years | Paul Fain, CFP®   When is the best time to invest in the stock market? What about now? Are stocks too over-priced? One of the U.S. stock market’s measures of value, price-to-earnings ratio, is running high by historical standards (37 today vs. 17 historically).  In other words,

A Broken Record | Randee Schoenike   As our children enter adulthood, we hope they remember all the conversations we had about personal finances.  Many financial gurus have written about the principles of financial wellness in their how-to books. The five big ones we always return to with our children are: Always spend less than

Retirement is a Big Transition, so Plan Accordingly | Paul Fain, CFP®   It is one of life’s biggest transitions, retirement. The pandemic has scrambled the retirement plans of many people, accelerating retirement for some, delaying it for others. In any event, the topic should raise many quantitative and qualitative questions seeking answers: What is

Top Ten Summer Vacation Tips | Kathy Patty, FPQP®   Spring is here, and summer is just around the corner. Here are my favorite tips to help you plan a budget-friendly vacation. Know how much can you afford and set a budget. Put a little back each month into a savings account automatically. Research, research,

After a Long Year, There’s More Clarity Ahead For Investors | Paul Fain, CFP®   After a long year, these spring days seem particularly sweet. Unlike 2020, when uncertainty was so widespread, we now see more clearly looking ahead. The recent government checks to consumers, plus the big infrastructure project on the drawing board, could boost