Investment Themes for the Next 10 Years | Paul Fain, CFP® When is the best time to invest in the stock market? What about now? Are stocks too over-priced? One of the U.S. stock market’s measures of value, price-to-earnings ratio, is running high by historical standards (37 today vs. 17 historically). In other words,
After a Long Year, There’s More Clarity Ahead For Investors | Paul Fain, CFP® After a long year, these spring days seem particularly sweet. Unlike 2020, when uncertainty was so widespread, we now see more clearly looking ahead. The recent government checks to consumers, plus the big infrastructure project on the drawing board, could boost
Tempted to Speculate? Don’t Risk More Than You Can Afford | Paul Fain, CFP® It’s madness, March Madness! It is always fun to fill in a NCAA basketball tournament bracket, whether for family bragging rights or for the office bracket pool. As the tournament unfolds, most of the basketball powerhouses smash lesser rivals while a
Should I Buy GameStop Stock? | Paul Fain, CFP® Hello all! Just when you thought it couldn’t get any wackier!? It did. Several weeks ago, my son asked me if I had seen what was happening with GameStop, AMC and Blackberry stocks. My honest reply was, “No, but are those companies still in business?” In
Expect the Unexpected for the 2021 Stock Market, and Plan Accordingly | Paul Fain Last year was a paradox: The second quarter was the worst GDP performance on record. However, November was one of the best months for the stock market on record, led by long-lagging small caps and value stocks. The Russell 2000 Index
Hang in There, Things Will Get Better | Paul Fain Several weeks ago, I (virtually) attended the Vanguard Advisor Symposium. Sidebar: One of the unexpected silver linings to the COVID pandemic has been access to great meetings without the hassle and expense of air travel and hotels. The event kicked off with a presentation
Risky Business | Suzanne Himes, CFP® Why do we talk so much about risk assessment? The financial markets are always reacting to a variety of global events and this volatility can be unnerving for individual investors, especially if investing without first understanding one’s personal risk profile. So, how do you begin to decide how much
Silver and Gold! By Steve Carlson “Silver and Gold! Silver and Gold! How do you measure its worth? Just by the pleasure it gives here on Earth!” – Sam the Snowman from Rudolph the Red-Nosed Reindeer I can’t help but think about Cornelius the prospector from the Rudolph movie when people ask about investing
What Should I Do With My Money? It Depends… | Paul Fain, CFP® From the perspective of personal financial planning, the answer to many of life’s complexities is, “It depends.” Of course, we all prefer black and white answers to important questions. But “It depends” fails to give us any certainty of outcomes. Here are
Basic Investing Building Block #3 By Steve Carlson and Jonathan McAlister How can you reduce investment risk? Diversification! Diversification in investing is a technique whereby you allocate your money in different financial instruments, industries, etc. By doing so you reduce your risk by limiting your exposure to any single company. Simply put: Do not