Recently, I was catching up on my reading stack of financial journals and daily periodicals and I was struck by one consistent inconsistency: the conclusions of any given study (research or survey) are always battling the conclusions of another study (research or survey). Public and private institutions are always publishing new or updated interpretations of…
Q2 2017 Investment Performance With six months gone in 2017, how are your investments doing? Did the stock market’s rising tide lift your boat? Or have poorly performing investments left you beached on dry land? HOW DID STOCK MARKETS PERFORM IN THE 2nd QUARTER? Strong global markets 3.02% US Stock Market 5.63% International…
Sunsets can be beautiful whether viewed from your back porch or from Mallory Pier on Key West. Somehow, however, I missed the memo on the wonder of sunrises. My family members are typically night owls but last weekend, after an unusually long and welcomed night of sleep, I made a cup of coffee and sat…
WBIR: Cybersecurity poses a massive threat to all of us – consider the recent “WannaCry” ransomware attack. But most people have no idea what to do or how to fix it in a meaningful way. Certified Financial Planner Paul Fain joins us again this morning to talk about how to protect your money. PAUL, WHAT…
Here is the opening line of the college commencement address no one has invited me to give: “You are worth $3 million and the checks will start arriving in your bank account within months.” The new 2017 graduates would have no understanding of how my seemingly outrageous statement is 100 percent true (in a roundabout way).…
I am grateful every day that I work in a firm culture that both encourages and supports continuing education at every level. As a financial planning professional, I have specific requirements for continuing education that must be met to maintain my CFP® designation, and there are certainly many ways to get those credits. APC’s culture…
President Trump has introduced his tax reform plan and it appears that it will benefit most U.S. households but how will it affect YOUR money? Paul was recently interviewed by NBC’s Knoxville affiliate, WBIR: VIDEO BELOW PAUL, WHAT ARE SOME OF THE MAIN PROVISIONS OF THE TRUMP TAX PROPOSAL? Doubles the Standard Deduction. Reduces or…
Earth Day aims to raise awareness of ways to lessen our impact on the environment. But what about your wallet? Here are some ways to raise some green from going green. WHAT ARE SOME EASY WAYS THAT GOING GREEN CAN HELP SAVE SOME MONEY? Unplug: Phantom power – the electricity your electronics draw costs…
Tax refunds are in the mail! With the average taxpayer expecting to rake in a refund of more than $3,000, what should you do with the windfall? IF YOU ARE EXPECTING A REFUND, WHAT IS THE SOLID “EAT YOUR VEGETABLES” ADVICE? 1. Pay down high-interest debt: this is how 40% of Americans will use…
