Think Twice (At Least!) Before Claiming Social Security Benefits Early

Social Security benefits are often confusing. You might say that “understanding Social Security” is an oxymoron! We recently received a client question regarding the complicated topic of a spouse’s Social Security claiming strategy before Full Retirement Age (FRA). The question was could his spouse start taking her own benefit early at age 62 and then switch

Reason to Panic?

Last Friday, the S&P 500 index fell 2.4%, while the Dow Jones Industrial Average fell 2.1%.  This was the first 1% sell-off since June, and the press reports described it as a full-blown market panic. What’s going on?  Efforts to trace the reason why quick-twitch traders scattered for the hills on Friday turned up two